FREE
INSURANCE QUOTES

1. Life Insurance Low-down
2. Do You Need Life?
3. Before you buy Life Insurance...
4. Saving on Life: Comparing Quotes & more
5. Term or Permanent?

Q: How do I file a life insurance claim?

To begin the claims process, you'll need to obtain a copy of the policyholder's death certificate from the hospital or coroner's office. If you have trouble, the funeral director can help you with this.

Next, you'll need to contact your life insurance company representative. They will help you to complete any necessary paperwork needed to begin the claims process.  Remember that having the death certificate is the key to a quick and efficient claims process.

Q: How will the death benefit be paid out?

Most of the time, you'll be given a choice as to how you'd like to collect the death benefit. Your choices may include:

• Lump sum: The entire death benefit is paid out in one payment.
• Specific interest provision:  The insurer pays you principle and interest according to a prearranged schedule.
• Life income: You receive the death benefit as guaranteed income for life. Of course, this amount depends on your age at the time of the insured's death.
• Interest income:  The insurer holds the proceeds of the death benefit and pays you interest. This way, the death benefit stays in tact and can be given to a second beneficiary after you die.<

Regardless of which option you choose, your insurer is required to send you the proceeds of the death benefit within days of submitting the claim. Contact your state department of insurance to learn more about these timeframes.

OUR MISSION

You could spend hours calling all the top insurance companies looking for the best policy at the best price. Or, let us do the work for you in minutes! We give you only the best quotes considering cost, coverage, and your individualized needs.

 Let insurance companies compete for your business:

1. Start saving by entering your zip code in the box to the left.
2. We instantly survey our network of all the top insurance companies.
3. You receive up to 5 of the BEST quotes, matched to your needs.

How do we find you the lowest rates?

The key to our unique system lies in our vast network of top insurance companies all linked together electronically. Every insurance company in America has a specific target market. If you fit into that specific "box" you get a great rate. However if your needs fall outside that box they will still give you a quote, but you will be paying much more than you should.

What we do best is instantly survey the entire life insurance industry for you. We get hundreds of quotes electronically based on your specific needs, and pass along only most competitive rates to you. In other words we find the companies that want your business the most and are willing to provide discounts to obtain it.

Providing you up to date information:

At FastCustomQuotes, we partner with InsureMe to provide thousands of consumers the life insurance coverage they need every year. There’s no stronger connection for affordable life insurance! 

When you trust us with your life insurance needs, we’ll get you up to five free, competing quotes from leading insurers—and let you decide what suits you best. After all, who knows your needs better? Just submit your information in our quote box; let us match you with leading life insurers in your area; and compare policies to see what’s best. FastCustomQuotes makes it easy! 

We focus on you:

Whether you need low-cost life insurance for yourself, your spouse or for other family members, FastCustomQuotes cares. We’ll focus on your needs and work hard to find you just what you need—at a price you can afford. 

Don’t pay those high life insurance prices another minute.  Put Fast Custom Quotes to work, and pocket the savings! Complete our quote box now!

Questions? Visit our Resource Center or browse through the articles listed on the left.