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INSURANCE QUOTES

1. Money Saving Tips
2. Speeding & Accidents
3. The Hazards of Deer
4. Why is Auto Insurance Required?
5. Understanding Leasing
6. Insuring Your Student

Q. What is auto insurance?

Auto insurance is a contractual agreement between an insurance company and an insured (policyholder). In exchange for a premium, the insurance company promises to provide bodily injury liability coverage, property damage liability coverage and uninsured motorist coverage.

Q. What are the different parts of the auto policy?

The first section of the policy is the "declarations page," which lists what coverages are in effect and the dollar amount of coverage. The next section of the policy includes the actual contract language, which clearly describes the insurance company's rights and responsibilities as well as the policyholders. Your policy may also contain a third section called the endorsement section, which changes or modifies the policy. Certain general provisions are required by law, but policies can be very different. It is important to read any policy issued to you as soon as you receive it. If you have questions, contact your insurance agent or company for clarification.

Q. If I decide to satisfy the financial responsibility requirements by buying auto insurance, what coverages are required?

This varies by state law, but an example of a typical minimum level of coverage might be:

• $25,000 for injury or death of one person;
• $50,000 for injury or death of two or more people; and
• $10,000 for property damage.

The law also requires uninsured motorist coverage of $25,000/$50,000 for bodily injury liability coverage only.

You may want to protect your assets by purchasing more coverage than what is provided in the minimum policy required. And make sure you check with your state commissioner to see what amount of insurance is required in your state.

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OUR MISSION

You could spend hours calling all the top insurance companies looking for the best policy at the best price. Or, let us do the work for you in minutes! We give you only the best quotes considering cost, coverage, and your individualized needs.

 Let insurance companies compete for your business:

1. Start saving by entering your zip code in the box to the left.
2. We instantly survey our network of all the top insurance companies.
3. You receive up to 5 of the BEST quotes, matched to your needs.

How do we find you the lowest rates?

The key to our unique system lies in our vast network of top insurance companies all linked together electronically. Every insurance company in America has a specific target market. If you fit into that specific "box" you get a great rate. However if your needs fall outside that box they will still give you a quote, but you will be paying much more than you should.

What we do best is instantly survey the entire insurance industry for you. We get hundreds of quotes electronically based on your specific needs, and pass along only most competitive rates to you. In other words we find the companies that want your business the most and are willing to provide discounts to obtain it.

Providing you up to date information:

What kind of policy do you need? How much coverage should you buy? What affects the cost of my policy? These questions and many more are ones we can help you get answers to. Visit our auto insurance frequently asked questions (FAQ) page for the latest information. 

Fast Custom Quotes  partners with InsureMe, the most experienced online insurance shopping service, to help you find the affordable auto insurance you need. Together we connect you with knowledgeable insurers, who can answer your questions, listen to your concerns, and provide you the most competitive auto insurance quotes in the industry.  

Finding the right car insurance policy has never been easier! 

We focus on you:

Whether you need cheap auto insurance for yourself, your teenager or your entire family, Fast Custom Quotes cares. We’ll focus on your needs and work hard to find you just what you need—at a price you can afford. 

Don’t pay those high car insurance prices another minute.  Put Fast Custom Quotes to work, and pocket the savings! Complete our quote box now!

Questions? Visit our Resource Center or browse through the articles listed on the left.